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Year: 2017, Issue: June

Benefits of Pradhan Mantri Jan Dhan Yojana gained by rural women of Udaipur district.
Akansha Kharkwal and Snehlata Maheshwari
Pradhan Matri Jan Dhan Yojana, Rural women.
The study was conducted in the Udaipur district of Rajasthan to find the knowledge and benefits gained by rural women from Pradhan Mantri Jan Dhan Yojana and problems faced by them in gaining benefits of the scheme. A sample of 100 rural women was selected randomly for the present study from four villages namely Dhar, Kathar, Madar and Mathatha from the Badgaon panchayat samiti of Udaipur, Rajasthan. Personal interview method was used for data collection. Frequency, percentage, mean percent scores and mean weighted scores were used for analysis of the data. Findings reveal that the respondents possessed good knowledge about Pradhan Mantri Jan Dhan Yojana (PMJDY) with MPS 66.6. Regarding the benefit of PMJDY gained by the rural women, it was found that the benefit of Pradhan Mantri Jan Dhan Yojana was gained 36% of the respondents. Study of problems experienced by rural women in gaining benefits of the Pradhan Mantri Jan Dhan Yojana reveals that the respondents faced the problems like unavailability of benefit on time, lots of formalities, lack of interest of bank employees and problem in seeking benefit in the name of women to high extent with MPS ranging between 2.6-2.9.

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